Stocktoria
Capitec Bank Holdings Limited CPI.JO
ZA · Johannesburg Stock Exchange · XJSE · stock · Financial Services · website
Capitec Bank Holdings Limited statistics & valuation
Market cap$550.3B
P / E32.7×
P / S10.6×
P / B9.3×
P / FCF30.9×
Dividend yield1.48%
Net margin32.3%
Return on equity28.3%
FCF margin34.2%
Multiples are price-derived and refreshed daily; everything else is from filings.
P / E vs its own history
Capitec Bank Holdings Limited trades at about 3266.3× earnings — above its 10-year norm (10-year range 2133.3×–2834.6×, median 2612.1×).
2133.3×
3266.3×
Shaded band = 10-year range (2133.3×–2834.6×); dot = today's 3266.3×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Net margin | 32.3% | 31.4% | 29.3% | 30.8% |
| FCF margin | 34.2% | 53.8% | 44.3% | 10.4% |
| Return on assets | 6.4% | 5.8% | 5.1% | 4.8% |
| Return on equity | 28.3% | 27.0% | 24.3% | 24.1% |
Source: company filings via Yahoo Finance · ZA · as of 2026-02-28. Figures in ZAR; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.