CONSUMER PORTFOLIO SERVICES, INC. CPSS
Nasdaq · XNAS · stock · Finance Services
Chart by TradingView
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
—
Dividend payout · no dividend
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | $434.5M | $19.3M | — | $288.3M | $309.5M |
| 2024 | $393.5M | $19.2M | — | $233.3M | $0 |
| 2023 | $352.0M | $45.3M | — | $237.4M | $274.7M |
| 2022 | $329.7M | $86.0M | — | $213.8M | $228.4M |
| 2021 | $267.8M | $47.5M | — | $196.2M | $170.2M |
| 2020 | $271.2M | $21.7M | — | $238.7M | $133.4M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Jackson Noel | Sr. Vice President | 2026-06-16 | Option exercise | 7,000 | $3.53 |
| Jackson Noel | Sr. Vice President | 2026-06-16 | Sell | 7,000 | $9.63 |
| Schween Steven | Sr. Vice President | 2026-04-27 | Option exercise | 30,000 | $2.47 |
| Robinson Teri | Exec. Vice President | 2026-04-09 | Gift | 660 | — |
| Schween Steven | Sr. Vice President | 2026-04-07 | Option exercise | 30,000 | $3.53 |
| WOOD DANIEL S | director | 2026-03-13 | Sell | 20,000 | $7.53 |
| Bharwani Denesh | Exec. Vice President | 2026-02-12 | Gift | 9,000 | — |
| Robinson Teri | Exec. Vice President | 2026-01-07 | Gift | 660 | — |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000889609 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.