Stocktoria
CONSUMER PORTFOLIO SERVICES, INC. CPSS
Nasdaq · stock · Finance Services · website · IPO 1992-10-22
CONSUMER PORTFOLIO SERVICES, INC. financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $434.5M | $393.5M | $352.0M | $329.7M | $267.8M | $271.2M | $345.8M | $389.8M | $434.4M | $422.3M |
| Interest expense | $232.0M | $191.3M | $146.6M | $87.5M | $75.2M | $101.3M | $110.5M | $101.5M | $92.3M | $79.9M |
| Income tax | $8.7M | $8.2M | $15.8M | $30.2M | $18.2M | -$1.6M | $3.8M | $3.8M | $28.3M | $20.4M |
| Net income | $19.3M | $19.2M | $45.3M | $86.0M | $47.5M | $21.7M | $5.4M | $14.9M | $3.8M | $29.3M |
| EPS (diluted) | $0.80 | $0.79 | $1.80 | $3.23 | $1.84 | $0.90 | $0.22 | $0.59 | $0.14 | $1.01 |
| Operating cash flow | $289.0M | $233.8M | $238.0M | $215.9M | $198.2M | $238.8M | $216.8M | $216.2M | $215.6M | $196.3M |
| Free cash flow | $288.3M | $233.3M | $237.4M | $213.8M | $196.2M | $238.7M | $216.0M | $215.1M | $215.0M | $195.3M |
| Cash & equivalents | $6.3M | $11.7M | $6.2M | $13.5M | $29.9M | $13.5M | $5.3M | $12.8M | $12.7M | $13.9M |
| Total assets | $3.9B | $3.5B | $2.9B | $2.8B | $2.2B | $2.1B | $2.5B | $2.5B | $2.4B | $2.4B |
| Total liabilities | $3.5B | $3.2B | $2.6B | $2.5B | $2.0B | $2.0B | $2.3B | $2.3B | $2.2B | $2.2B |
| Shareholders' equity | $309.5M | $0 | $274.7M | $228.4M | $170.2M | $133.4M | $110.2M | $197.1M | $183.9M | $186.2M |
Growth · year-over-year · Revenue CAGR 0.3%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +10.4% | +11.8% | +6.8% | +23.1% | -1.2% | -21.6% | -11.3% | -10.3% | +2.9% | +16.1% |
| Net income growth | +0.6% | -57.6% | -47.3% | +80.9% | +119.2% | +301.0% | -63.6% | +294.7% | -87.2% | -15.5% |
| EPS growth | +1.3% | -56.1% | -44.3% | +75.5% | +104.4% | +309.1% | -62.7% | +321.4% | -86.1% | -8.2% |
| Free cash flow growth | +23.6% | -1.7% | +11.1% | +9.0% | -17.8% | +10.5% | +0.4% | +0.1% | +10.1% | +4.8% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.