Stocktoria

Circle Internet Group, Inc. CRCL

NYSE · stock · Finance Services · website · IPO 2025-06-05 · LEI

Circle Internet Group, Inc. (CRCL) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $2.7B at a -2.5% net margin.

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30/100
Stocktoria Quality Score · grade D
3/9
Piotroski F — financial health
0.19
Altman Z″ — distress risk · distress
Dividend yield · no dividend
$71.28 as of 2026-08-01 · -46% 1y
$62.61$132.5852-wk
Market cap USD$18.3B
Net margin 5y avg3.4%
Return on equity 5y avg12.6%
Employees1,100

Analyst price target

$102.81 +44.2% vs last
consensus: buy · 23 analysts
target range $37.00 – $243.00 · median $100.00
2 strong buy · 11 buy · 11 hold · 3 sell
Recent analyst actions
DateFirmRating
2026-08-12TD CowenBuy (main)
2026-08-06Canaccord GenuityBuy (main)
2026-08-06Morgan StanleyUnderweight (main)
2026-08-06HC Wainwright & Co.Buy (main)
2026-08-06NeedhamBuy (main)
2026-08-03TD CowenBuy (init)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Forward estimates · earnings calendar →

Forward EPS est.$1.62
Forward P / E44.1×

Consensus analyst estimates and scheduled dates — forward-looking, may change.

Revenue trend · last 2y · up

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 26%
Net marginstronger than 28%
Return on equitystronger than 22%
Revenue growthstronger than 94%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 3/9 tests passed

Altman Z″ components · distress zone

ComponentValue
Working capital / assets0.031
Retained earnings / assets-0.016
EBIT / assets-0.001
Equity / liabilities0.044

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
CRCLCircle Internet Group, Inc.3/90.19+63.9%
QFINQfin Holdings, Inc.2/96.32+16.8%
BKKTBakkt, Inc.2/9-32.1%
CHYMChime Financial, Inc.4/9-1.97+30.7%
GDOTGREEN DOT CORP3/9-2.07+20.7%
PGYPagaya Technologies Ltd.5/916.2+26.1%
WDWalker & Dunlop, Inc.1/931.6+9%

All Finance, Insurance & Real Estate companies →

About Circle Internet Group, Inc.

Circle Internet Group, Inc. operates as a platform, network, and market infrastructure for stablecoin and blockchain applications. The company provides various platform including Arc Blockchain and Developer Infrastructure, an open, layer-1 blockchain network purpose-built to bring real world economic activity onchain; Circle Digital Assets and Services, which includes circle digital assets, USDC, EURC, and USYC, as well as circle mint and xreserve, related liquidity, custody, and trust infrastructure; and Circle Applications, which includes circle payments network and stablefx, applications that use circle digital assets to deliver real-world utility on the arc network and across the broader multichain ecosystem. Its stablecoins network comprises circle stablecoins, tokenized funds, liquidity, payments network, and developer services, as well as integration services. The company was founded in 2013 and is based in New York, New York.

FAQ

Is CRCL financially healthy?

Circle Internet Group, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.

Does CRCL pay a dividend?

No, Circle Internet Group, Inc. does not currently pay a dividend.

How profitable is CRCL?

In FY2025, Circle Internet Group, Inc. had a net margin of -2.5% and a return on equity of -2.1%.

What is the analyst price target for CRCL?

The average Wall-Street price target for Circle Internet Group, Inc. is $102.81, about 44.2% above the recent price, from 23 analysts (consensus: buy).

Is CRCL a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on Circle Internet Group, Inc.: a Piotroski F-score of 3/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.