Stocktoria
CREDITRISKMONITOR COM INC CRMZ
CREDITRISKMONITOR COM INC (CRMZ) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $20.1M at a 5.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Services · percentile among 1013 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.25 |
| Retained earnings / assets | -0.743 |
| EBIT / assets | 0.022 |
| Equity / liabilities | 0.704 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CRMZ | CREDITRISKMONITOR COM INC | 3/9 | 0.11 | 23.2 | +1.6% |
| TRU | TransUnion | 8/9 | 2.55 | 29.8 | +9.4% |
| EFX | EQUIFAX INC | 6/9 | 2.56 | 28.6 | +6.9% |
| MCO | MOODYS CORP /DE/ | 8/9 | 6.39 | 32 | +8.9% |
| SPGI | S&P Global Inc. | 6/9 | 3.14 | 27 | +7.9% |
| GOOG | Alphabet Inc. | 5/9 | 6.79 | 31.1 | +15.1% |
| MSFT | MICROSOFT CORP | 6/9 | 4.59 | 20.7 | +17.8% |
About CREDITRISKMONITOR COM INC
CreditRiskMonitor.com, Inc. provides interactive business-to-business SaaS subscription products for credit and supply chain managers in the United States. The company offers CreditRiskMonitor, a product platform for usage and coverage of public and private business information; SupplyChainMonitor, a product platform to monitor and manage supply chain risks; and Credit Limit Service product, an add-on subscription service to establish, update, and manage credit limits. It also provides Confidential Financial Statements Solution (CFSS) product to streamline the financial risk assessments of its private company counterparties; FRISK score, a daily updating and structural statistical model; PAYCE score to measure financial stress when no financial statements are available for private companies; FAST Rating, a financial health assessment product; and Risk Level, a framework to consolidate financial risk analytics. The company was incorporated in 1977 and is based in Tarrytown, New York. CreditRiskMonitor.com, Inc. operates as a subsidiary of Flum Partners.
FAQ
Is CRMZ financially healthy?
CREDITRISKMONITOR COM INC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does CRMZ pay a dividend?
No, CREDITRISKMONITOR COM INC does not currently pay a dividend.
How profitable is CRMZ?
In FY2025, CREDITRISKMONITOR COM INC had a net margin of 5.1% and a return on equity of 9.4%.
Is CRMZ overvalued or undervalued?
CREDITRISKMONITOR COM INC trades at about 23.3× trailing earnings — below its 10-year norm (10-year range 6.5×–80.0×, median 42.9×). Stocktoria reports the data, not buy/sell advice.
Is CRMZ a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CREDITRISKMONITOR COM INC: a Piotroski F-score of 3/9, an Altman Z″ in the distress zone, a P/E of about 23.2×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.