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CSB Bancorp, Inc. CSBB

OTC · stock · State Commercial Banks · website · IPO 1997-04-21 · LEI

CSB Bancorp, Inc. statistics & valuation

Market cap$193.1M
P / E14.4×
P / B1.5×
P / FCF10.1×
Dividend yield2.24%
Return on equity10.6%
Net debt$917,000
Enterprise value USD$194.0M
Graham number -0.5%$73.91

Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($73.91); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.30% 10.10% 12.30% 12.20% 11.30% 11.10% 13.90% 13.70% 8.70% 10.60% 2016201720182019202020212022202320242025
Shares outstanding
2.7M 2.7M 2.7M 2.7M 2.7M 2.7M 2.7M 2.7M 2.7M 2.6M 2016201720182019202020212022202320242025
Net debt ($)
$1.8M $1.3M $917000 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 1.00% 1.30% 1.30% 1.00% 0.90% 1.10% 1.30% 0.80% 1.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.02× 0.01× 0.01× 2016201720182019202020212022202320242025
EPS ($)
$2.46 $2.59 $3.97 $4.91 $5.51 $3.76 $5.07 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CSB Bancorp, Inc. trades at about 14.7× earnings — above its 10-year norm (10-year range 7×–11.5×, median 9.6×).

7× 14.7×

Shaded band = 10-year range (7×–11.5×); dot = today's 14.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.0%0.8%1.3%1.1%0.9%1.0%1.3%1.3%1.0%1.0%
Return on equity10.6%8.7%13.7%13.9%11.1%11.3%12.2%12.3%10.1%10.3%
Debt / equity0.01×0.01×0.02×———————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.