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COMMUNITY TRUST BANCORP INC /KY/ CTBI

Nasdaq · stock · State Commercial Banks · website · IPO 1987-12-29

COMMUNITY TRUST BANCORP INC /KY/ financials (annual)

Revenue
2016201720182019202020212022202320242025
Net income
$47.3M $51.5M $59.2M $64.5M $59.5M $87.9M $81.8M $78.0M $82.8M $98.1M 2016201720182019202020212022202320242025
Free cash flow
$57.9M $60.0M $62.7M $80.9M $60.9M $113.3M $93.5M $79.5M $97.2M $97.4M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Interest expense——$95.5M$28.6M$15.1M$25.4M$40.5M$29.3M$18.3M$13.6M
Income tax$29.0M$23.9M$20.6M$19.2M$22.7M$10.8M$7.5M$11.3M$17.0M$19.1M
Net income$98.1M$82.8M$78.0M$81.8M$87.9M$59.5M$64.5M$59.2M$51.5M$47.3M
EPS (diluted)$5.43$4.61$4.36$4.58$4.94$3.35$3.64$3.35$2.92$2.70
Operating cash flow$105.0M$105.3M$85.8M$99.7M$115.7M$62.4M$83.5M$65.5M$62.4M$61.4M
Free cash flow$97.4M$97.2M$79.5M$93.5M$113.3M$60.9M$80.9M$62.7M$60.0M$57.9M
Cash & equivalents$363.7M$369.5M$271.4M$128.7M$311.8M$338.2M$264.7M$141.4M$175.3M$144.7M
Total assets$6.7B$6.2B$5.8B$5.4B$5.4B$5.1B$4.4B$4.2B$4.1B$3.9B
Total liabilities$5.8B$5.4B$5.1B$4.8B$4.7B$4.5B$3.8B$3.6B$3.6B$3.4B
Shareholders' equity$856.1M$757.6M$702.2M$628.0M$698.2M$654.9M$614.9M$564.1M$530.7M$500.6M

Growth · year-over-year

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net income growth+18.4%+6.2%-4.7%-7.0%+47.8%-7.8%+9.0%+15.0%+8.8%+2.0%
EPS growth+17.8%+5.7%-4.8%-7.3%+47.5%-8.0%+8.7%+14.7%+8.1%+1.5%
Free cash flow growth+0.1%+22.3%-14.9%-17.5%+86.1%-24.7%+29.1%+4.5%+3.5%+9.8%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.