Stocktoria
Vietnam Joint Stock Commercial Bank for Industry and Trade CTG.VN
Vietnam Joint Stock Commercial Bank for Industry and Trade (CTG.VN) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 0.91% (safety: safe). FY2025 revenue was ₫77.67T at a 44.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Financial Services · percentile among 226 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
About Vietnam Joint Stock Commercial Bank for Industry and Trade
Vietnam Joint Stock Commercial Bank for Industry and Trade, together with its subsidiaries, provides various banking products and services in Vietnam and internationally. The company offers account services; credit, debit, and other cards, as well as card payment services; digital banking; demand, escrow, regular term, and automatic term deposits; property, car, consumer, special, mid/long/short-term, and other loans, as well as loans for production and business; foreign currency trading; life and non-life insurance; overseas remittance; and other related services. It also provides guarantees; international payments and trade finance; payables, receivables, cash, and account management, as well as money transfer; advisory services; industry and supply chain solutions; savings; financial investments; treasury products, including foreign exchange, interest rate and commodity derivatives, money market, and FI and government debt instruments; and investment bank. The company was formerly known as Vietnam Industrial and Commercial Bank and changed its name to Vietnam Joint Stock Commercial Bank for Industry and Trade in July 2009. Vietnam Joint Stock Commercial Bank for Industry and Trade was founded in 1988 and is headquartered in Hanoi, Vietnam.
FAQ
Is CTG.VN financially healthy?
Vietnam Joint Stock Commercial Bank for Industry and Trade's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does CTG.VN pay a dividend, and is it safe?
Yes. Vietnam Joint Stock Commercial Bank for Industry and Trade pays a dividend yielding about 0.91% with a 7.0% payout ratio, rated “safe” for safety.
How profitable is CTG.VN?
In FY2025, Vietnam Joint Stock Commercial Bank for Industry and Trade had a net margin of 44.6% and a return on equity of 19.4%.
Is CTG.VN overvalued or undervalued?
Vietnam Joint Stock Commercial Bank for Industry and Trade trades at about 7.7× trailing earnings — below its 10-year norm (10-year range 8.7×–16.3×, median 12.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CTG.VN?
The average Wall-Street price target for Vietnam Joint Stock Commercial Bank for Industry and Trade is ₫45,200.00, about 32.0% above the recent price, from 4 analysts.
Is CTG.VN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Vietnam Joint Stock Commercial Bank for Industry and Trade: a Piotroski F-score of 5/9, a P/E of about 7.6×, a dividend yield of 0.91%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.