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Vietnam Joint Stock Commercial Bank for Industry and Trade CTG.VN

VN · XSTC · XSTC · stock · Financial Services · website

Vietnam Joint Stock Commercial Bank for Industry and Trade financials (annual)

Revenue
₫58.87T ₫66.08T ₫73.65T ₫77.67T 2022202320242025
Net income
₫16.92T ₫19.90T ₫25.35T ₫34.60T 2022202320242025
Free cash flow
₫83.84T ₫27.96T ₫100.82T ₫80.64T 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Revenue₫77.67T₫73.65T₫66.08T₫58.87T
SG&A expense₫5.82T₫4.88T₫4.67T₫4.03T
Interest expense₫76.69T₫62.06T₫79.71T₫56.87T
Income tax₫8.57T₫6.28T₫4.94T₫4.15T
Net income₫34.60T₫25.35T₫19.90T₫16.92T
EPS (diluted)₫4455.00₫3083.00₫2562.28₫1868.82
Operating cash flow₫82.64T₫102.19T₫28.77T₫84.46T
Free cash flow₫80.64T₫100.82T₫27.96T₫83.84T
Cash & equivalents₫511.19T₫416.11T₫309.59T₫263.25T
Total assets₫2767.70T₫2385.39T₫2032.61T₫1808.81T
Total debt₫194.31T₫176.48T₫162.04T₫163.26T
Total liabilities₫2588.04T₫2236.88T₫1906.74T₫1700.49T
Shareholders' equity₫178.45T₫147.53T₫125.01T₫107.58T
Share buybacks₫0₫0

Growth · year-over-year · Revenue CAGR 9.7%

MetricFY2025FY2024FY2023FY2022
Revenue growth+5.5%+11.5%+12.2%
Net income growth+36.5%+27.4%+17.6%
EPS growth+44.5%+20.3%+37.1%
Free cash flow growth-20.0%+260.6%-66.6%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.