Vietnam Joint Stock Commercial Bank for Industry and Trade CTG.VN
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Vietnam Joint Stock Commercial Bank for Industry and Trade financials (annual)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | ₫77.67T | ₫73.65T | ₫66.08T | ₫58.87T |
| SG&A expense | ₫5.82T | ₫4.88T | ₫4.67T | ₫4.03T |
| Interest expense | ₫76.69T | ₫62.06T | ₫79.71T | ₫56.87T |
| Income tax | ₫8.57T | ₫6.28T | ₫4.94T | ₫4.15T |
| Net income | ₫34.60T | ₫25.35T | ₫19.90T | ₫16.92T |
| EPS (diluted) | ₫4455.00 | ₫3083.00 | ₫2562.28 | ₫1868.82 |
| Operating cash flow | ₫82.64T | ₫102.19T | ₫28.77T | ₫84.46T |
| Free cash flow | ₫80.64T | ₫100.82T | ₫27.96T | ₫83.84T |
| Cash & equivalents | ₫511.19T | ₫416.11T | ₫309.59T | ₫263.25T |
| Total assets | ₫2767.70T | ₫2385.39T | ₫2032.61T | ₫1808.81T |
| Total debt | ₫194.31T | ₫176.48T | ₫162.04T | ₫163.26T |
| Total liabilities | ₫2588.04T | ₫2236.88T | ₫1906.74T | ₫1700.49T |
| Shareholders' equity | ₫178.45T | ₫147.53T | ₫125.01T | ₫107.58T |
| Share buybacks | — | ₫0 | ₫0 | — |
Growth · year-over-year · Revenue CAGR 9.7%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue growth | +5.5% | +11.5% | +12.2% | — |
| Net income growth | +36.5% | +27.4% | +17.6% | — |
| EPS growth | +44.5% | +20.3% | +37.1% | — |
| Free cash flow growth | -20.0% | +260.6% | -66.6% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.