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Vietnam Joint Stock Commercial Bank for Industry and Trade CTG.VN
Vietnam Joint Stock Commercial Bank for Industry and Trade statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₫47,989.54); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Vietnam Joint Stock Commercial Bank for Industry and Trade trades at about 7.7× earnings — below its 10-year norm (10-year range 8.7×–16.3×, median 12.3×).
Shaded band = 10-year range (8.7×–16.3×); dot = today's 7.7×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 44.6% | 34.4% | 30.1% | 28.7% |
| FCF margin | 103.8% | 136.9% | 42.3% | 142.4% |
| Return on assets | 1.3% | 1.1% | 1.0% | 0.9% |
| Return on equity | 19.4% | 17.2% | 15.9% | 15.7% |
Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.