Stocktoria
Cullman Bancorp, Inc. /MD/ CULL
Cullman Bancorp, Inc. /MD/ statistics & valuation
Market cap as of 2026-07-01. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($13.01); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Cullman Bancorp, Inc. /MD/ trades at about 31.5× earnings — below its 10-year norm (10-year range 19.9×–48.4×, median 47.1×).
Shaded band = 10-year range (19.9×–48.4×); dot = today's 31.5×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|
| Return on assets | 1.0% | 1.0% | 0.5% | 1.1% |
| Return on equity | 3.9% | 4.2% | 1.8% | 6.2% |
Computed from company filings · US · as of 2023-12-31. Facts plus Stocktoria's own computed scores — not investment advice.