Stocktoria
Torrid Holdings Inc. CURV
NYSE · XNYS · stock · Retail-Apparel & Accessory Stores · website · IPO 2021-07-01
Chart by TradingView
2/9
Piotroski F — financial health
-3.67
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $1.0B | $1.1B | $1.2B | $1.3B | $1.3B |
| Gross profit | $348.0M | $413.5M | $406.0M | $459.5M | $537.4M |
| Operating income | $21.4M | $57.2M | $57.1M | $101.6M | $45.4M |
| Net income | -$7.0M | $16.3M | $11.6M | $50.2M | -$29.9M |
| Operating cash flow | -$13.0M | $77.4M | $42.8M | $53.3M | $121.2M |
| Free cash flow | -$21.9M | $63.0M | $16.8M | $29.9M | $103.7M |
| Total assets | $400.3M | $488.4M | $476.9M | $527.3M | $578.5M |
| Total liabilities | $613.7M | $679.5M | $688.7M | $757.5M | $836.8M |
| Shareholders' equity | -$213.4M | -$191.1M | -$211.7M | -$230.2M | -$258.3M |
| Ratios | |||||
| Gross margin | 34.8% | 37.5% | 35.2% | 35.7% | 41.4% |
| Operating margin | 2.1% | 5.2% | 5.0% | 7.9% | 3.5% |
| Net margin | -0.7% | 1.5% | 1.0% | 3.9% | -2.3% |
| FCF margin | -2.2% | 5.7% | 1.5% | 2.3% | 8.0% |
| Return on assets | -1.8% | 3.3% | 2.4% | 9.5% | -5.2% |
| Return on equity | 3.3% | -8.5% | -5.5% | -21.8% | 11.6% |
| Debt / equity | -1.28× | -1.43× | -1.36× | -1.32× | -1.24× |
| Current ratio | 0.78 | 0.86 | 0.77 | 0.81 | 0.74 |
| Revenue growth | -9.4% | -4.2% | -10.6% | -0.7% | 31.8% |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: -3.67 (distress)
- Working capital / assets -0.139
- Retained earnings / assets -0.845
- EBIT / assets 0.053
- Equity / liabilities -0.348
Sector peers
WMT · CVS · COST · JD · HD · KR · all Retail Trade →
Source: SEC EDGAR filings · CIK 0001792781 · as of 2026-01-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.