Stocktoria
Torrid Holdings Inc. CURV
Torrid Holdings Inc. (CURV) earns a Piotroski F-score of 2/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2026 revenue was $1.0B at a -0.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | -0.139 |
| Retained earnings / assets | -0.845 |
| EBIT / assets | 0.053 |
| Equity / liabilities | -0.348 |
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CURV | Torrid Holdings Inc. | 2/9 | -3.67 | — | -9.4% |
| ZUMZ | Zumiez Inc | 7/9 | 3.59 | 21.8 | +4.5% |
| CTRN | Citi Trends Inc | 6/9 | 2.62 | 94.6 | +8.9% |
| DLTH | DULUTH HOLDINGS INC. | 6/9 | 2.12 | — | -9.8% |
| TLYS | TILLY'S, INC. | 5/9 | -0.45 | — | -2.8% |
| VNCE | VINCE HOLDING CORP. | 6/9 | -14.54 | 14 | +2.2% |
| JL | J-Long Group Ltd | 7/9 | 7.07 | 7.8 | +37.7% |
About Torrid Holdings Inc.
Torrid Holdings Inc. provides apparel, intimates, and accessories for women in North America. It offers tops, bottoms, dresses, intimates, sleep wear, swim wear, and outerwear, as well as accessories, footwear, and beauty products. The company sells its products under the Torrid, Torrid Curve, CURV, and Lovesick brands. It serves plus- and mid-size consumers through its e-commerce platforms and retail stores. The company was incorporated in 2019 and is headquartered in City Of Industry, California.
FAQ
Is CURV financially healthy?
Torrid Holdings Inc.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does CURV pay a dividend?
No, Torrid Holdings Inc. does not currently pay a dividend.
How profitable is CURV?
In FY2026, Torrid Holdings Inc. had a net margin of -0.7%.
What is the analyst price target for CURV?
The average Wall-Street price target for Torrid Holdings Inc. is $1.58, about 31.0% below the recent price, from 4 analysts.
Is CURV a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Torrid Holdings Inc.: a Piotroski F-score of 2/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2026-01-31. Facts plus Stocktoria's own computed scores — not investment advice.