Stocktoria
CVB FINANCIAL CORP CVBF
CVB FINANCIAL CORP (CVBF) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.80% (safety: moderate).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | Raymond James | Outperform (up) |
| 2026-06-16 | Stephens & Co. | Equal-Weight (reit) |
| 2026-04-27 | Piper Sandler | Overweight (main) |
| 2025-12-19 | DA Davidson | Neutral (main) |
| 2025-07-28 | Piper Sandler | Overweight (main) |
| 2025-07-25 | Keefe, Bruyette & Woods | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CVBF | CVB FINANCIAL CORP | 5/9 | — | 18.9 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About CVB FINANCIAL CORP
CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.
FAQ
Is CVBF financially healthy?
CVB FINANCIAL CORP's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does CVBF pay a dividend, and is it safe?
Yes. CVB FINANCIAL CORP pays a dividend yielding about 2.80% with a 53.0% payout ratio, rated “moderate” for safety.
How profitable is CVBF?
In FY2025, CVB FINANCIAL CORP had a return on equity of 9.1%.
Is CVBF overvalued or undervalued?
CVB FINANCIAL CORP trades at about 15.1× trailing earnings — near its 10-year norm (10-year range 10.5×–24.6×, median 14.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CVBF?
The average Wall-Street price target for CVB FINANCIAL CORP is $24.00, about 4.3% above the recent price, from 5 analysts (consensus: hold).
Is CVBF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CVB FINANCIAL CORP: a Piotroski F-score of 5/9, a P/E of about 18.9×, a dividend yield of 2.80%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.