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CVB FINANCIAL CORP CVBF

Nasdaq · stock · State Commercial Banks · website · IPO 1983-04-04

CVB FINANCIAL CORP statistics & valuation

P / E18.9×
P / B1.7×
P / FCF18.2×
Graham number +4.1%$23.93

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($23.93); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.20% 9.80% 8.20% 10.40% 8.80% 10.20% 12.10% 10.70% 9.20% 9.10% 2016201720182019202020212022202320242025
Shares outstanding
108.3M 110.2M 140.0M 140.1M 136.2M 135.5M 140.0M 139.3M 139.7M 137.1M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.30% 1.30% 1.30% 1.80% 1.20% 1.30% 1.40% 1.40% 1.30% 1.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$0.94 $0.95 $1.24 $1.48 $1.30 $1.56 $1.67 $1.59 $1.44 $1.52 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

CVB FINANCIAL CORP trades at about 15.1× earnings — near its 10-year norm (10-year range 10.5×–24.6×, median 14.5×).

10.5× 24.6×

Shaded band = 10-year range (10.5×–24.6×); dot = today's 15.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.3%1.3%1.4%1.4%1.3%1.2%1.8%1.3%1.3%1.3%
Return on equity9.1%9.2%10.7%12.1%10.2%8.8%10.4%8.2%9.8%10.2%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.