Stocktoria
CAVCO INDUSTRIES, INC. CVCO
CAVCO INDUSTRIES, INC. (CVCO) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend. FY2026 revenue was $2.2B at a 8.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-05 | UBS | Buy (init) |
| 2025-05-27 | Wedbush | Neutral (reit) |
| 2025-02-03 | Wedbush | Neutral (main) |
| 2025-01-15 | Zelman & Assoc | Outperform (init) |
| 2024-12-03 | Wedbush | Neutral (down) |
| 2024-11-04 | Craig-Hallum | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Manufacturing · percentile among 1957 companies
Percentile vs other Manufacturing companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.328 |
| Retained earnings / assets | 0.931 |
| EBIT / assets | 0.153 |
| Equity / liabilities | 2.844 |
Sector peers · similar-size Manufacturing companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CVCO | CAVCO INDUSTRIES, INC. | 7/9 | 9.2 | 25 | +11.4% |
| SKY | Champion Homes, Inc. | 8/9 | 7.31 | 23.6 | +7.3% |
| LEGH | Legacy Housing Corp | 3/9 | 14.66 | 14.8 | -10.7% |
| NOBH | NOBILITY HOMES INC | 5/9 | 19.33 | 11.5 | +1.4% |
| VFS | VinFast Auto Ltd. | 4/9 | -13.01 | — | +57.9% |
| TM | TOYOTA MOTOR CORP/ | 7/9 | 2.55 | — | -1% |
| HMC | HONDA MOTOR CO LTD | 6/9 | 2.79 | — | +19.9% |
About CAVCO INDUSTRIES, INC.
Cavco Industries, Inc. designs, produces, and retails factory-built homes primarily in the United States. It operates in two segments: Factory-Built Housing and Financial Services. The company produces park model RVs; vacation cabins; and factory-built commercial structures, including apartment buildings, condominiums, hotels, workforce housing, schools, and housing for the United States military troops. It also produces various modular homes, which include single and multi-section ranch, split-level, and Cape Cod style homes, as well as two- and three-story homes, and multi-family units. In addition, the company provides conforming and non-conforming mortgages and home-only loans to purchasers of various brands of factory-built homes sold by company-owned retail stores, as well as various independent distributors, builders, communities, and developers. Further, it offers property and casualty insurance to owners of manufactured housing industry. The company distributes its products through a network of independent and company-owned retailers, planned community operators, and residential developers. The company was founded in 1965 and is headquartered in Phoenix, Arizona.
FAQ
Is CVCO financially healthy?
CAVCO INDUSTRIES, INC.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does CVCO pay a dividend?
No, CAVCO INDUSTRIES, INC. does not currently pay a dividend.
How profitable is CVCO?
In FY2026, CAVCO INDUSTRIES, INC. had a net margin of 8.5% and a return on equity of 17.3%.
Is CVCO overvalued or undervalued?
CAVCO INDUSTRIES, INC. trades at about 25.0× trailing earnings — above its 10-year norm (10-year range 11.1×–28.5×, median 21.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CVCO?
The average Wall-Street price target for CAVCO INDUSTRIES, INC. is $625.00, about 4.4% above the recent price, from 3 analysts.
Is CVCO a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CAVCO INDUSTRIES, INC.: a Piotroski F-score of 7/9, an Altman Z″ in the safe zone, a P/E of about 25.0×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2026-03-28. Facts plus Stocktoria's own computed scores — not investment advice.