Stocktoria
Clearwater Analytics Holdings, Inc. CWAN
Clearwater Analytics Holdings, Inc. (CWAN) earns a Piotroski F-score of 2/9 (weak financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 2.23% (safety: no dividend). FY2025 revenue was $731.4M at a -5.3% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.72 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-20 | DA Davidson | Neutral (main) |
| 2026-02-26 | RBC Capital | Sector Perform (down) |
| 2026-02-24 | DA Davidson | Neutral (main) |
| 2026-02-19 | DA Davidson | Neutral (main) |
| 2026-01-27 | Morgan Stanley | Equal-Weight (down) |
| 2026-01-26 | UBS | Neutral (down) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 984 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.044 |
| Retained earnings / assets | 0.086 |
| EBIT / assets | -0.003 |
| Equity / liabilities | 2.029 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CWAN | Clearwater Analytics Holdings, Inc. | 2/9 | 2.68 | — | +61.9% |
| DSGX | DESCARTES SYSTEMS GROUP INC | 5/9 | 8.69 | 49.4 | +12% |
| APPN | APPIAN CORP | 6/9 | -2.3 | 1308.1 | +17.8% |
| BRZE | Braze, Inc. | 3/9 | -0.77 | — | +24.4% |
| VERX | Vertex, Inc. | 7/9 | 0.09 | 267.9 | +12.2% |
| SPSC | SPS COMMERCE INC | 6/9 | 8.11 | 23.2 | +17.8% |
| NTSK | Netskope Inc | 5/9 | -4.34 | — | +31.7% |
About Clearwater Analytics Holdings, Inc.
Clearwater Analytics Holdings, Inc. develops and provides a Software-as-a-Service (SaaS) solution for automated investment data aggregation, reconciliation, accounting, and reporting services in the United States and internationally. It offers portfolio management, order and execution management systems (OEMS), investment accounting, reconciliation, regulatory reporting, performance measurement, compliance monitoring, and risk analytics. The company offers a single instance, multi-tenant technology platform that automates data aggregation, reconciliation, validation, and trade management. It serves insurers, asset managers, hedge funds, banks, corporations, and government entities. The company was founded in 2004 and is headquartered in Boise, Idaho.
FAQ
Is CWAN financially healthy?
Clearwater Analytics Holdings, Inc.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does CWAN pay a dividend, and is it safe?
Yes. Clearwater Analytics Holdings, Inc. pays a dividend yielding about 2.23% with a None payout ratio, rated “no dividend” for safety.
How profitable is CWAN?
In FY2025, Clearwater Analytics Holdings, Inc. had a net margin of -5.3% and a return on equity of -1.9%.
What is the analyst price target for CWAN?
The average Wall-Street price target for Clearwater Analytics Holdings, Inc. is $24.44, from 5 analysts (consensus: hold).
Is CWAN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Clearwater Analytics Holdings, Inc.: a Piotroski F-score of 2/9, an Altman Z″ in the safe zone, a dividend yield of 2.23%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.