Stocktoria
Community West Bancshares CWBC
Community West Bancshares (CWBC) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 1.95% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| CWBC | Community West Bancshares | 5/9 | — | 19.1 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About Community West Bancshares
Community West Bancshares operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in California. The company accepts demand, savings, and time deposits; certificates of deposit; and non-interest-bearing demand deposits, as well as provides NOW and money market accounts. It also provides products, such as commercial and industrial loans, as well as loans secured by crop production and livestock; commercial real estate construction and other land loans, real estate collateral secured by commercial or professional properties with repayment arising from the owner's business cash flows, investor commercial real estate loans, farmland, and multi-family loans; 1-4 family close-ended, revolving real estate loans, and residential construction loans; manufactured housing loans; and equity loans, lines of credit, and installment and other consumer loans. In addition, the company offers domestic and international wire transfer, inquiry, account status, bill paying, account transfers, cash management, and other customary banking services. The company was formerly known as Central Valley Community Bancorp and changed its name to Community West Bancshares in November 2000. Community West Bancshares was founded in 1979 and is based in Fresno, California.
FAQ
Is CWBC financially healthy?
Community West Bancshares's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does CWBC pay a dividend, and is it safe?
Yes. Community West Bancshares pays a dividend yielding about 1.95% with a 37.2% payout ratio, rated “safe” for safety.
How profitable is CWBC?
In FY2025, Community West Bancshares had a return on equity of 9.3%.
Is CWBC overvalued or undervalued?
Community West Bancshares trades at about 12.9× trailing earnings — below its 10-year norm (10-year range 12.0×–43.3×, median 23.6×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for CWBC?
The average Wall-Street price target for Community West Bancshares is $28.38, about 9.9% above the recent price, from 4 analysts (consensus: buy).
Is CWBC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Community West Bancshares: a Piotroski F-score of 5/9, a P/E of about 19.1×, a dividend yield of 1.95%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.