Stocktoria

Community West Bancshares CWBC

Nasdaq · stock · State Commercial Banks · website · IPO 1993-10-27

Community West Bancshares statistics & valuation

Market cap$729.9M
P / E19.1×
P / B1.8×
P / FCF16.7×
Dividend yield1.95%
Return on equity9.3%
Net cash$49.5M
Enterprise value USD$680.5M
Graham number +20.4%$31.09

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($31.09); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
9.30% 6.70% 9.70% 9.40% 8.30% 11.50% 15.60% 12.30% 2.10% 9.30% 2016201720182019202020212022202320242025
Shares outstanding
24.3M 27.4M 27.7M 27.0M 25.2M 24.6M 23.5M 23.6M 19.0M 19.1M 2016201720182019202020212022202320242025
Net debt ($)
$16.0M -$50.5M -$49.5M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 0.80% 1.40% 1.30% 1.00% 1.20% 1.10% 1.00% 0.20% 1.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.34× 0.19× 0.17× 2016201720182019202020212022202320242025
EPS ($)
$0.67 $0.55 $0.77 $0.80 $0.81 $1.16 $1.14 $1.08 $0.45 $2.00 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Community West Bancshares trades at about 12.9× earnings — below its 10-year norm (10-year range 12×–43.3×, median 23.6×).

12× 43.3×

Shaded band = 10-year range (12×–43.3×); dot = today's 12.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.0%0.2%1.0%1.1%1.2%1.0%1.3%1.4%0.8%1.1%
Return on equity9.3%2.1%12.3%15.6%11.5%8.3%9.4%9.7%6.7%9.3%
Debt / equity0.17×0.19×0.34×———————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.