Stocktoria
CITIZENS FINANCIAL SERVICES INC CZFS
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 1993-10-27
CITIZENS FINANCIAL SERVICES INC financials (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $9.9M | $9.6M | $9.0M | $8.6M | $7.7M |
| Interest expense | — | — | $46.9M | $11.2M | $7.1M |
| Income tax | $8.7M | $6.1M | $3.8M | $6.4M | $6.2M |
| Net income | $36.6M | $27.8M | $17.8M | $29.1M | $29.1M |
| EPS (diluted) | $7.62 | $5.79 | $3.98 | $7.17 | $7.24 |
| Operating cash flow | $36.5M | $33.2M | $26.5M | $33.2M | $38.7M |
| Cash & equivalents | $34.3M | $42.2M | $52.8M | $26.2M | $172.8M |
| Total assets | $3.1B | $3.0B | $3.0B | $2.3B | $2.1B |
| Total liabilities | $2.7B | $2.7B | $2.7B | $2.1B | $1.9B |
| Shareholders' equity | $338.1M | $299.7M | $279.7M | $200.1M | $212.5M |
Source: SEC EDGAR filings · CIK 0000739421 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.