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CITIZENS FINANCIAL SERVICES INC CZFS
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 1993-10-27
CITIZENS FINANCIAL SERVICES INC statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Net margin | 370.1% | 289.5% | 198.5% | 338.4% | 376.3% |
| Return on assets | 1.2% | 0.9% | 0.6% | 1.2% | 1.4% |
| Return on equity | 10.8% | 9.3% | 6.4% | 14.5% | 13.7% |
| Revenue growth | 2.8% | 7.1% | 4.5% | 11.0% | 16.2% |
Source: SEC EDGAR filings · CIK 0000739421 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.