Citizens Community Bancorp Inc. CZWI
Nasdaq · XNAS · stock · Savings Institution, Federally Chartered
Chart by TradingView
5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
25.0%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $14.4M | — | $10.4M | $187.9M |
| 2024 | — | $13.8M | — | $19.5M | $179.1M |
| 2023 | — | $13.1M | — | $11.8M | $173.3M |
| 2022 | — | $17.8M | — | $25.7M | $167.1M |
| 2021 | — | $21.3M | — | $17.8M | $170.9M |
| 2020 | — | $12.7M | — | $21.2M | $160.6M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Bianchi Stephen M | CEO and President | 2026-06-02 | Option exercise | 5,000 | $11.00 |
| BROUCEK JAMES S | EVP/CFO/Treasurer/Secretary | 2026-06-01 | Option exercise | 2,000 | $13.60 |
| MOLL JAMES D | director | 2026-05-18 | Sell | 500 | $20.75 |
| MOLL JAMES D | director | 2026-05-18 | Sell | 1,000 | $20.50 |
| FELBER FRANCIS E | director | 2026-05-18 | Buy | 500 | $20.60 |
| MOLL JAMES D | director | 2026-05-18 | Sell | 500 | $20.59 |
| MOLL JAMES D | director | 2026-05-14 | Sell | 1,900 | $20.96 |
| MOLL JAMES D | director | 2026-05-14 | Sell | 876 | $21.08 |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0001367859 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.