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Citizens Community Bancorp Inc. CZWI

Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2004-03-30 · LEI

Citizens Community Bancorp Inc. financials (annual)

Revenue
2016201720182019202020212022202320242025
Net income
$2.6M $2.5M $4.3M $9.5M $12.7M $21.3M $17.8M $13.1M $13.8M $14.4M 2016201720182019202020212022202320242025
Free cash flow
$4.7M $1.3M $7.9M $6.1M $21.2M $17.8M $25.7M $11.8M $19.5M $10.4M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Interest expense——$35.9M$13.0M$10.4M$14.3M$16.9M$8.6M$5.6M$5.0M
Income tax$3.0M$3.7M$5.9M$5.8M$7.7M$4.6M$2.8M$2.3M$1.3M$1.3M
Net income$14.4M$13.8M$13.1M$17.8M$21.3M$12.7M$9.5M$4.3M$2.5M$2.6M
EPS (diluted)$1.46$1.34$1.25$1.69$1.98$1.14$0.85$0.58$0.24$0.26
Operating cash flow$11.7M$20.4M$13.1M$29.3M$21.6M$23.8M$12.8M$10.9M$1.9M$5.7M
Free cash flow$10.4M$19.5M$11.8M$25.7M$17.8M$21.2M$6.1M$7.9M$1.3M$4.7M
Cash & equivalents$118.9M$50.2M$37.1M$35.4M$47.7M$119.4M$55.8M$34.5M$41.7M$10.0M
Total assets$1.8B$1.7B$1.9B$1.8B$1.7B$1.6B$1.5B$975.4M$940.7M$695.9M
Total liabilities$1.6B$1.6B$1.7B$1.6B$1.6B$1.5B$1.4B$839.6M$867.2M$631.3M
Shareholders' equity$187.9M$179.1M$173.3M$167.1M$170.9M$160.6M$150.6M$135.8M$73.5M$64.5M

Growth · year-over-year

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net income growth+4.9%+5.3%-26.5%-16.5%+67.1%+34.5%+120.9%+71.4%-2.9%-8.3%
EPS growth+9.0%+7.2%-26.0%-14.6%+73.7%+34.1%+46.6%+140.8%-6.1%-9.3%
Free cash flow growth-46.8%+66.0%-54.2%+44.1%-16.0%+249.7%-23.2%+505.8%-72.5%-13.0%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.