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Dave Inc./DE DAVE
Dave Inc./DE (DAVE) earns a Piotroski F-score of 5/9 (mixed financial health). It does not currently pay a dividend. FY2025 revenue was $554.2M at a 35.3% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | Benchmark | Buy (main) |
| 2026-06-12 | Barrington Research | Outperform (main) |
| 2026-05-27 | B. Riley Securities | Buy (main) |
| 2026-05-27 | Evercore ISI Group | In-Line (init) |
| 2026-05-26 | UBS | Buy (init) |
| 2026-05-20 | Barrington Research | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| DAVE | Dave Inc./DE | 5/9 | — | 22.6 | +59.7% |
| CAN | Canaan Inc. | 4/9 | 1.24 | — | +96.7% |
| IREN | IREN Ltd | 5/9 | 2.18 | 193.8 | +167.7% |
| SOFI | SoFi Technologies, Inc. | 1/9 | — | 47.7 | +23.1% |
| FUFU | Bitfufu Inc. | 1/9 | 4.88 | — | +3.1% |
| MSTR | Strategy Inc | 3/9 | 4.34 | — | +3% |
| RHLD | Resolute Holdings Management, Inc. | 6/9 | 7.47 | — | +9.9% |
All Finance, Insurance & Real Estate companies →
About Dave Inc./DE
Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California.
FAQ
Is DAVE financially healthy?
Dave Inc./DE's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does DAVE pay a dividend?
No, Dave Inc./DE does not currently pay a dividend.
How profitable is DAVE?
In FY2025, Dave Inc./DE had a net margin of 35.3% and a return on equity of 55.5%.
What is DAVE's P/E ratio?
Dave Inc./DE's trailing price-to-earnings (P/E) ratio is about 22.6×, based on its latest annual earnings.
What is the analyst price target for DAVE?
The average Wall-Street price target for Dave Inc./DE is $347.55, about 9.9% above the recent price, from 11 analysts.
Is DAVE a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Dave Inc./DE: a Piotroski F-score of 5/9, a P/E of about 22.6×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.