Stocktoria
DONEGAL GROUP INC DGICA
DONEGAL GROUP INC (DGICA) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 3.53% (safety: safe). FY2025 revenue was $978.0M at a 8.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| DGICA | DONEGAL GROUP INC | 3/9 | — | 9.2 | -1.2% |
| HCI | HCI Group, Inc. | 5/9 | — | 7.7 | +20.1% |
| PLMR | Palomar Holdings, Inc. | 5/9 | — | 17 | +58.2% |
| EIG | Employers Holdings, Inc. | 5/9 | — | 85.7 | -2.5% |
| PRA | PROASSURANCE CORP | 1/9 | — | 25.3 | -4.6% |
| HRTG | Heritage Insurance Holdings, Inc. | 5/9 | — | 4 | +3.7% |
| SLDE | Slide Insurance Holdings, Inc. | 5/9 | — | 4.9 | +36.5% |
All Finance, Insurance & Real Estate companies →
About DONEGAL GROUP INC
Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
FAQ
Is DGICA financially healthy?
DONEGAL GROUP INC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does DGICA pay a dividend, and is it safe?
Yes. DONEGAL GROUP INC pays a dividend yielding about 3.53% with a 32.4% payout ratio, rated “safe” for safety.
How profitable is DGICA?
In FY2025, DONEGAL GROUP INC had a net margin of 8.1% and a return on equity of 12.4%.
What is DGICA's P/E ratio?
DONEGAL GROUP INC's trailing price-to-earnings (P/E) ratio is about 9.2×, based on its latest annual earnings.
What is the analyst price target for DGICA?
The average Wall-Street price target for DONEGAL GROUP INC is $19.25, about 3.2% above the recent price, from 2 analysts.
Is DGICA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on DONEGAL GROUP INC: a Piotroski F-score of 3/9, a P/E of about 9.2×, a dividend yield of 3.53%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.