Stocktoria
DELUXE CORP DLX
DELUXE CORP (DLX) earns a Piotroski F-score of 6/9 (mixed financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 5.04% (safety: stretched). FY2025 revenue was $2.1B at a 3.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.71 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Manufacturing · percentile among 1957 companies
Percentile vs other Manufacturing companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.008 |
| Retained earnings / assets | 0.18 |
| EBIT / assets | 0.081 |
| Equity / liabilities | 0.312 |
Sector peers · similar-size Manufacturing companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| DLX | DELUXE CORP | 6/9 | 1.51 | 13.3 | +0.5% |
| ACCO | ACCO BRANDS Corp | 6/9 | 0.57 | 9.4 | -8.5% |
| VFS | VinFast Auto Ltd. | 4/9 | -13.01 | — | +57.9% |
| TM | TOYOTA MOTOR CORP/ | 7/9 | 2.55 | — | -1% |
| HMC | HONDA MOTOR CO LTD | 6/9 | 2.79 | — | +19.9% |
| SONY | Sony Group Corp | 6/9 | 0.86 | — | +9% |
| CAJFF | CANON INC | 6/9 | — | — | +14.7% |
About DELUXE CORP
Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and government organizations; treasury management solutions, including remittance and lockbox processing, remote deposit capture, cash application, and payment acceptance solutions, as well as integrated accounts payable disbursements, such as eChecks, Medical Payment Exchange, and Deluxe Payment Exchange; and fraud and security services. The company also provides data, analytics, and marketing services for both business-to-business and business-to-consumer marketing; financial institution profitability reporting and business incorporation services; printed personal and business checks, and business essentials comprising printed business forms and business accessories; and branded promotional, print, apparel, and digital storefront solutions. It sells through financial institutions, small and medium-sized enterprises from a variety of industries, large multinational corporations, and scalable partnerships. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Minneapolis, Minnesota.
FAQ
Is DLX financially healthy?
DELUXE CORP's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does DLX pay a dividend, and is it safe?
Yes. DELUXE CORP pays a dividend yielding about 5.04% with a 67.2% payout ratio, rated “stretched” for safety.
How profitable is DLX?
In FY2025, DELUXE CORP had a net margin of 3.8% and a return on equity of 12.1%.
Is DLX overvalued or undervalued?
DELUXE CORP trades at about 13.2× trailing earnings — below its 10-year norm (10-year range 12.8×–308.1×, median 15.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for DLX?
The average Wall-Street price target for DELUXE CORP is $32.67, about 37.5% above the recent price, from 3 analysts (consensus: buy).
Is DLX a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on DELUXE CORP: a Piotroski F-score of 6/9, an Altman Z″ in the grey zone, a P/E of about 13.3×, a dividend yield of 5.04%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.