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Israel Discount Bank Limited DSCT.TA

IL · Tel Aviv Stock Exchange · XTAE · stock · Financial Services · website

Israel Discount Bank Limited financials (annual)

Revenue
₪12.51B ₪13.23B ₪13.23B ₪13.12B 2022202320242025
Net income
₪3.50B ₪4.19B ₪4.28B ₪4.14B 2022202320242025
Free cash flow
-₪2.01B ₪819.0M ₪3.40B ₪5.97B 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Revenue₪13.1B₪13.2B₪13.2B₪12.5B
SG&A expense₪378.0M₪337.0M₪421.0M₪567.0M
Interest expense₪12.2B₪11.2B₪9.6B₪3.0B
Income tax₪2.3B₪2.5B₪2.2B₪1.8B
Net income₪4.1B₪4.3B₪4.2B₪3.5B
EPS (diluted)₪3.36₪3.46₪3.39₪2.87
Operating cash flow₪6.7B₪4.2B₪2.0B-₪946.0M
Free cash flow₪6.0B₪3.4B₪819.0M-₪2.0B
Cash & equivalents₪65.6B₪62.7B₪49.5B₪65.8B
Goodwill—₪160.0M₪161.0M₪162.0M
Total assets₪478.1B₪442.7B₪395.7B₪376.8B
Total debt₪26.9B₪21.1B₪16.7B₪13.6B
Total liabilities₪442.8B₪409.6B₪366.5B₪351.3B
Shareholders' equity₪33.8B₪31.6B₪28.5B₪24.9B
Share buybacks₪331.0M₪102.0M₪0₪0

Growth · year-over-year · Revenue CAGR 1.6%

MetricFY2025FY2024FY2023FY2022
Revenue growth-0.8%-0.0%+5.8%—
Net income growth-3.3%+2.1%+19.9%—
EPS growth-2.9%+2.1%+18.1%—
Free cash flow growth+75.7%+314.8%——

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · IL · as of 2025-12-31. Figures in ILS. Facts plus Stocktoria's own computed scores — not investment advice.