Stocktoria

Ellington Credit Co EARN

NYSE · etf · Real Estate Investment Trusts · website · IPO 2013-01-05 · LEI

Ellington Credit Co (EARN) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 13.16% (safety: at-risk).

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44/100
Stocktoria Quality Score · grade C
4/9
Piotroski F — financial health
Altman Z″ — distress risk
11.8%
Dividend yield 5y avg · at-risk · Dividend payout 337.3%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
4 5 3 3 4 5 2 2 2 4 2015201620172018201920202021202220232024

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$4.35 as of 2026-08-01 · -23.8% 1y
$4.32$5.7152-wk
Market cap USD$169M
P / E25.6×
Dividend yield 5y avg11.8%
Return on equity 5y avg-2.4%
Beta1.26

Analyst price target

$5.25 +20.7% vs last
· 1 analysts
target range $5.25 – $5.25

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Smart money · insiders, last 12 months

Insiders net bought +$98,193 on the open market · 3 trades

Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 46%
Return on equitystronger than 31%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 4/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
EARNEllington Credit Co4/925.6
WELLWELLTOWER INC.3/9+35.6%
AMTAMERICAN TOWER CORP /MA/2/90.03+5.1%
EQIXEQUINIX INC4/91.5879.3+5.4%
PLDPrologis, Inc.4/939.7+7.2%
BSTTBlackstone Real Estate Income Trust, Inc.4/9-6.7%
WYWEYERHAEUSER CO4/92.155.2-3.1%

All Finance, Insurance & Real Estate companies →

About Ellington Credit Co

Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut.

FAQ

Is EARN financially healthy?

Ellington Credit Co's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).

Does EARN pay a dividend, and is it safe?

Yes. Ellington Credit Co pays a dividend yielding about 13.16% with a 337.3% payout ratio, rated “at-risk” for safety.

How profitable is EARN?

In FY2024, Ellington Credit Co had a return on equity of 3.4%.

What is EARN's P/E ratio?

Ellington Credit Co's trailing price-to-earnings (P/E) ratio is about 25.6×, based on its latest annual earnings.

What is the analyst price target for EARN?

The average Wall-Street price target for Ellington Credit Co is $5.25, about 20.7% above the recent price, from 1 analysts.

Is EARN a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on Ellington Credit Co: a Piotroski F-score of 4/9, a P/E of about 25.6×, a dividend yield of 13.16%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2024-12-31. Facts plus Stocktoria's own computed scores — not investment advice.