Stocktoria
Eastern Bankshares, Inc. EBC
Eastern Bankshares, Inc. (EBC) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 2.07% (safety: at-risk). FY2025 revenue was $134.1M at a 65.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-26 | Piper Sandler | Overweight (main) |
| 2026-05-15 | DA Davidson | Buy (init) |
| 2026-04-27 | TD Cowen | Buy (main) |
| 2026-04-27 | Barclays | Equal-Weight (main) |
| 2026-04-16 | Stephens & Co. | Overweight (init) |
| 2026-04-07 | Barclays | Equal-Weight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| EBC | Eastern Bankshares, Inc. | 3/9 | — | 57.9 | +19.1% |
| PFS | PROVIDENT FINANCIAL SERVICES INC | 5/9 | — | 10.6 | +7.1% |
| AX | Axos Financial, Inc. | 5/9 | — | 12.6 | +1.8% |
| BKU | BankUnited, Inc. | 7/9 | — | 13.3 | +7.4% |
| CFFN | Capitol Federal Financial, Inc. | 5/9 | — | 15.8 | +6.5% |
| NRIM | NORTHRIM BANCORP INC | 6/9 | — | 9.6 | +30.4% |
| FCAP | FIRST CAPITAL INC | 5/9 | — | 13.5 | — |
All Finance, Insurance & Real Estate companies →
About Eastern Bankshares, Inc.
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
FAQ
Is EBC financially healthy?
Eastern Bankshares, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does EBC pay a dividend, and is it safe?
Yes. Eastern Bankshares, Inc. pays a dividend yielding about 2.07% with a 119.8% payout ratio, rated “at-risk” for safety.
How profitable is EBC?
In FY2025, Eastern Bankshares, Inc. had a net margin of 65.8% and a return on equity of 2.0%.
Is EBC overvalued or undervalued?
Eastern Bankshares, Inc. trades at about 54.3× trailing earnings — above its 10-year norm (10-year range 9.8×–122.6×, median 27.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for EBC?
The average Wall-Street price target for Eastern Bankshares, Inc. is $23.44, about 0.4% above the recent price, from 8 analysts (consensus: strong buy).
Is EBC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Eastern Bankshares, Inc.: a Piotroski F-score of 3/9, a P/E of about 57.9×, a dividend yield of 2.07%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.