Stocktoria

Eastern Bankshares, Inc. EBC

Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2020-10-15 · LEI

Eastern Bankshares, Inc. statistics & valuation

Market cap$5.1B
P / E57.9×
P / S38.1×
P / B1.2×
Dividend yield2.07%
Net margin65.8%
Return on equity2.0%
Graham number -42.8%$13.35

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($13.35); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
74.80% 86.50% 14.70% 222.80% 258.40% 302.10% 106.20% 65.80% 20182019202020212022202320242025
Gross margin (%)
20182019202020212022202320242025
Operating margin (%)
20182019202020212022202320242025
Return on equity (%)
8.60% 8.40% 0.70% 4.50% 8.10% 7.80% 3.30% 2.00% 20182019202020212022202320242025
Shares outstanding
0 0 186.8M 186.3M 176.2M 176.4M 213.9M 235.6M 20182019202020212022202320242025
Net debt ($)
20182019202020212022202320242025
Share buybacks ($)
20182019202020212022202320242025
Return on assets (%)
1.10% 1.20% 0.10% 0.70% 0.90% 1.10% 0.50% 0.30% 20182019202020212022202320242025
Free cash flow margin (%)
20182019202020212022202320242025
Debt / equity (×)
20182019202020212022202320242025
EPS ($)
$0.00 $0.00 $0.13 $0.90 $1.21 $1.43 $0.66 $0.43 20182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Eastern Bankshares, Inc. trades at about 54.3× earnings — above its 10-year norm (10-year range 9.8×–122.6×, median 27.8×).

9.8× 122.6×

Shaded band = 10-year range (9.8×–122.6×); dot = today's 54.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Net margin65.8%106.2%302.1%258.4%222.8%14.7%86.5%74.8%
Return on assets0.3%0.5%1.1%0.9%0.7%0.1%1.2%1.1%
Return on equity2.0%3.3%7.8%8.1%4.5%0.7%8.4%8.6%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.