Stocktoria
Eagle Bancorp Montana, Inc. EBMT
Eagle Bancorp Montana, Inc. (EBMT) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 2.41% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| EBMT | Eagle Bancorp Montana, Inc. | 6/9 | — | 12.8 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About Eagle Bancorp Montana, Inc.
Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and residential property construction loans; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate comprising automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loans. The company operates full-service branches and automated teller machines. The company was founded in 1922 and is headquartered in Helena, Montana.
FAQ
Is EBMT financially healthy?
Eagle Bancorp Montana, Inc.'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does EBMT pay a dividend, and is it safe?
Yes. Eagle Bancorp Montana, Inc. pays a dividend yielding about 2.41% with a 30.9% payout ratio, rated “safe” for safety.
How profitable is EBMT?
In FY2025, Eagle Bancorp Montana, Inc. had a return on equity of 7.7%.
Is EBMT overvalued or undervalued?
Eagle Bancorp Montana, Inc. trades at about 12.4× trailing earnings — near its 10-year norm (10-year range 6.9×–20.4×, median 12.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for EBMT?
The average Wall-Street price target for Eagle Bancorp Montana, Inc. is $23.83, about 1.0% above the recent price, from 3 analysts (consensus: hold).
Is EBMT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Eagle Bancorp Montana, Inc.: a Piotroski F-score of 6/9, a P/E of about 12.8×, a dividend yield of 2.41%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.