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Eagle Bancorp Montana, Inc. EBMT

Nasdaq · stock · State Commercial Banks · website · IPO 2000-04-06 · LEI

Eagle Bancorp Montana, Inc. statistics & valuation

Market cap$190.2M
P / E12.8×
P / B1.0×
P / FCF6.7×
Dividend yield2.41%
Return on equity7.7%
Net cash$18.5M
Enterprise value USD$171.7M
Graham number +36%$32.10

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($32.10); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.60% 4.90% 5.30% 8.90% 13.90% 9.20% 6.80% 5.90% 5.60% 7.70% 2016201720182019202020212022202320242025
Shares outstanding
3.9M 5.01B 5.5M 6.4M 6.8M 6.8M 8.0M 8.0M 8.0M 8.0M 2016201720182019202020212022202320242025
Net debt ($)
$7.7M $17.4M $13.7M $23000 -$40.0M -$31.6M $37.0M $34.5M $27.6M -$18.5M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.80% 0.60% 0.60% 1.00% 1.70% 1.00% 0.50% 0.50% 0.50% 0.70% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.25× 0.30× 0.26× 0.21× 0.19× 0.19× 0.37× 0.35× 0.34× 0.23× 2016201720182019202020212022202320242025
EPS ($)
$1.32 $0.99 $0.91 $1.69 $3.11 $2.17 $1.45 $1.29 $1.24 $1.90 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Eagle Bancorp Montana, Inc. trades at about 12.4× earnings — near its 10-year norm (10-year range 6.9×–20.4×, median 12.4×).

6.9× 20.4×

Shaded band = 10-year range (6.9×–20.4×); dot = today's 12.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.7%0.5%0.5%0.5%1.0%1.7%1.0%0.6%0.6%0.8%
Return on equity7.7%5.6%5.9%6.8%9.2%13.9%8.9%5.3%4.9%8.6%
Debt / equity0.23×0.34×0.35×0.37×0.19×0.19×0.21×0.26×0.30×0.25×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.