Stocktoria
Erste Group Bank AG EBS.VI
Erste Group Bank AG statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€112.03); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Erste Group Bank AG trades at about 14.9× earnings — above its 10-year norm (10-year range 5.9×–13.3×, median 8.3×).
Shaded band = 10-year range (5.9×–13.3×); dot = today's 14.9×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 29.8% | 28.7% | 29.1% | 25.8% |
| FCF margin | 27.9% | -89.7% | 19.9% | -110.7% |
| Return on assets | 1.0% | 0.9% | 0.9% | 0.7% |
| Return on equity | 13.3% | 13.5% | 13.8% | 11.2% |
Computed from company filings · AT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.