Stocktoria
ECB Bancorp, Inc. /MD/ ECBK
Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 2022-07-28
ECB Bancorp, Inc. /MD/ financials (annual)
Bars are annual figures from 2021 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $598,000 | $577,000 | — | — | — |
| Interest expense | — | — | $30.0M | $5.5M | $3.7M |
| Income tax | $2.6M | $1.4M | $1.5M | $776,000 | $1.4M |
| Net income | $7.8M | $4.0M | $4.5M | $2.7M | $4.0M |
| EPS (diluted) | $0.94 | $0.48 | $0.52 | $0.32 | — |
| Operating cash flow | $9.2M | $6.2M | $6.4M | $7.8M | $6.4M |
| Free cash flow | $9.0M | $6.2M | $6.1M | $7.6M | $6.3M |
| Total assets | $1.6B | $1.4B | $1.3B | $1.1B | $666.5M |
| Total liabilities | $1.4B | $1.2B | $1.1B | $901.7M | $589.2M |
| Shareholders' equity | $171.9M | $168.3M | $164.9M | $162.7M | $77.3M |
Growth · year-over-year · Revenue CAGR 3.6%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue growth | +3.6% | — | — | — | — |
| Net income growth | +94.7% | -10.4% | +63.8% | -32.7% | — |
| EPS growth | +95.8% | -7.7% | +62.5% | — | — |
| Free cash flow growth | +46.0% | +1.1% | -19.3% | +19.1% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.