Stocktoria
ECB Bancorp, Inc. /MD/ ECBK
ECB Bancorp, Inc. /MD/ statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($20.34); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
ECB Bancorp, Inc. /MD/ trades at about 22.1× earnings — below its 10-year norm (10-year range 18.8×–49.2×, median 28.1×).
Shaded band = 10-year range (18.8×–49.2×); dot = today's 22.1×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Net margin | 1299.7% | 691.7% | — | — | — |
| FCF margin | 1506.0% | 1069.0% | — | — | — |
| Return on assets | 0.5% | 0.3% | 0.3% | 0.3% | 0.6% |
| Return on equity | 4.5% | 2.4% | 2.7% | 1.7% | 5.2% |
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.