Stocktoria
ENCORE CAPITAL GROUP INC ECPG
ENCORE CAPITAL GROUP INC financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.8B | $1.3B | $1.2B | $1.4B | $1.6B | $1.5B | $1.4B | $1.3B | $1.1B | $1.1B |
| Operating income | $626.6M | $157.3M | $16.5M | $462.2M | $633.3M | $533.6M | $446.3M | $405.3M | $324.5M | $241.5M |
| Interest expense | — | — | $201.9M | $153.3M | $169.6M | $209.4M | $217.8M | $237.4M | $204.2M | $198.4M |
| Income tax | $79.3M | $43.0M | $26.2M | $116.4M | $85.3M | $70.4M | $32.3M | $46.8M | $52.0M | $38.2M |
| Net income | $256.8M | -$139.2M | -$206.5M | $194.6M | $350.8M | $211.8M | $167.9M | $115.9M | $83.2M | $76.6M |
| EPS (diluted) | $10.91 | $-5.83 | $-8.72 | $7.46 | $11.26 | $6.68 | $5.33 | $4.06 | $3.15 | $2.96 |
| Operating cash flow | $153.2M | $156.2M | $153.0M | $210.7M | $303.1M | $312.9M | $244.7M | $186.8M | $123.8M | $130.3M |
| Free cash flow | $126.9M | $127.2M | $128.2M | $173.5M | $269.7M | $278.3M | $205.1M | $119.3M | $95.7M | $98.7M |
| Cash & equivalents | $156.8M | $199.9M | $158.4M | $143.9M | $189.6M | $189.2M | $192.3M | $157.4M | $212.1M | $149.8M |
| Total assets | $5.3B | $4.8B | $4.6B | $4.5B | $4.6B | $4.9B | $4.9B | $4.6B | $4.5B | $3.7B |
| Total liabilities | $4.4B | $4.0B | $3.7B | $3.3B | $3.4B | $3.6B | $3.9B | $3.8B | $3.8B | $3.1B |
| Shareholders' equity | $976.8M | $767.3M | $936.5M | $1.2B | $1.2B | $1.2B | $1.0B | $819.7M | $581.9M | $559.3M |
Growth · year-over-year · Revenue CAGR 5.3%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +34.4% | +7.7% | -12.6% | -13.4% | +7.5% | +6.8% | +6.5% | +15.3% | +2.9% | -1.5% |
| Net income growth | — | — | -206.1% | -44.5% | +65.6% | +26.2% | +44.9% | +39.2% | +8.7% | +69.6% |
| EPS growth | — | — | -216.9% | -33.7% | +68.6% | +25.3% | +31.3% | +28.9% | +6.4% | +75.1% |
| Free cash flow growth | -0.2% | -0.8% | -26.1% | -35.7% | -3.1% | +35.7% | +71.9% | +24.7% | -3.0% | +10.6% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.