Stocktoria
ENTERPRISE FINANCIAL SERVICES CORP EFSC
ENTERPRISE FINANCIAL SERVICES CORP (EFSC) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 1.84% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-01 | Raymond James | Outperform (main) |
| 2026-06-18 | Piper Sandler | Neutral (main) |
| 2026-04-24 | Keefe, Bruyette & Woods | Outperform (main) |
| 2026-01-28 | DA Davidson | Buy (main) |
| 2026-01-28 | Piper Sandler | Neutral (main) |
| 2025-10-29 | Keefe, Bruyette & Woods | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| EFSC | ENTERPRISE FINANCIAL SERVICES CORP | 3/9 | — | 12.1 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About ENTERPRISE FINANCIAL SERVICES CORP
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; life insurance premium and sponsor finance; tax credit related lending; tax credit brokerage services; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management systems; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
FAQ
Is EFSC financially healthy?
ENTERPRISE FINANCIAL SERVICES CORP's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does EFSC pay a dividend, and is it safe?
Yes. ENTERPRISE FINANCIAL SERVICES CORP pays a dividend yielding about 1.84% with a 22.4% payout ratio, rated “safe” for safety.
How profitable is EFSC?
In FY2025, ENTERPRISE FINANCIAL SERVICES CORP had a return on equity of 9.9%.
Is EFSC overvalued or undervalued?
ENTERPRISE FINANCIAL SERVICES CORP trades at about 12.5× trailing earnings — near its 10-year norm (10-year range 8.2×–23.5×, median 12.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for EFSC?
The average Wall-Street price target for ENTERPRISE FINANCIAL SERVICES CORP is $68.80, about 3.4% above the recent price, from 5 analysts (consensus: buy).
Is EFSC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ENTERPRISE FINANCIAL SERVICES CORP: a Piotroski F-score of 3/9, a P/E of about 12.1×, a dividend yield of 1.84%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.