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ENTERPRISE FINANCIAL SERVICES CORP EFSC

Nasdaq · stock · State Commercial Banks · website · IPO 2001-06-18 · LEI

ENTERPRISE FINANCIAL SERVICES CORP statistics & valuation

Market cap$2.4B
P / E12.1×
P / B1.2×
P / FCF13.5×
Dividend yield1.84%
Return on equity9.9%
Graham number +21.5%$80.89

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($80.89); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
12.60% 8.80% 14.80% 10.70% 6.90% 8.70% 13.30% 11.30% 10.20% 9.90% 2016201720182019202020212022202320242025
Shares outstanding
20.3M 23.2M 23.3M 26.2M 27.0M 39.8M 37.5M 37.5M 37.6M 37.2M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.20% 0.90% 1.60% 1.30% 0.80% 1.00% 1.60% 1.30% 1.20% 1.20% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.41 $2.07 $3.83 $3.55 $2.76 $3.86 $5.31 $5.07 $4.83 $5.31 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

ENTERPRISE FINANCIAL SERVICES CORP trades at about 12.5× earnings — near its 10-year norm (10-year range 8.2×–23.5×, median 12.4×).

8.2× 23.5×

Shaded band = 10-year range (8.2×–23.5×); dot = today's 12.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets1.2%1.2%1.3%1.6%1.0%0.8%1.3%1.6%0.9%1.2%
Return on equity9.9%10.2%11.3%13.3%8.7%6.9%10.7%14.8%8.8%12.6%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.