Stocktoria

EQUIFAX INC EFX

EQUIFAX INC (EFX) earns a Piotroski F-score of 6/9 (mixed financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 1.23% (safety: safe). FY2025 revenue was $6.1B at a 10.9% net margin.

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58/100
Stocktoria Quality Score · grade B
6/9
Piotroski F — financial health
2.56
Altman Z″ — distress risk · grey
0.7%
Dividend yield 5y avg · safe · Dividend payout 35.3%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
3 6 7 2 5 5 5 4 7 6 2016201720182019202020212022202320242025
Altman Z″
3.01 3.09 3.47 1.70 2.42 1.91 2.28 2.28 2.75 2.56 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$180.46 as of 2026-08-01 · -26.7% 1y
$158.72$256.5352-wk
Market cap USD$18.9B
P / E28.6×
Dividend yield 5y avg0.7%
Net margin 5y avg12.1%
Return on equity 5y avg15.4%
Beta1.3
Employees15,000

Analyst price target

$210.52 +16.7% vs last
consensus: buy · 21 analysts
target range $179.00 – $245.00 · median $210.00
4 strong buy · 12 buy · 8 hold
Recent analyst actions
DateFirmRating
2026-07-22Wells FargoOverweight (main)
2026-07-22Morgan StanleyOverweight (main)
2026-07-22BairdOutperform (main)
2026-07-22RBC CapitalOutperform (main)
2026-07-22BarclaysEqual-Weight (main)
2026-07-22NeedhamBuy (main)

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Forward estimates · earnings calendar →

Forward EPS est.$10.16
Forward P / E17.8×

Consensus analyst estimates and scheduled dates — forward-looking, may change.

Smart money · insiders, last 12 months

Insiders net sold -$426,900 on the open market · 1 trades

Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.

Revenue trend · last 10y · up

How it ranks in Services · percentile among 982 companies

Piotroski Fstronger than 76%
Net marginstronger than 79%
Return on equitystronger than 74%
Revenue growthstronger than 48%

Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 6/9 tests passed

Altman Z″ components · grey zone

ComponentValue
Working capital / assets-0.078
Retained earnings / assets0.543
EBIT / assets0.092
Equity / liabilities0.649

Sector peers · similar-size Services companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
EFXEQUIFAX INC6/92.5628.6+6.9%
TRUTransUnion8/92.5529.8+9.4%
MCOMOODYS CORP /DE/8/96.3932+8.9%
CRMZCREDITRISKMONITOR COM INC3/90.9623.2+1.6%
SPGIS&P Global Inc.6/93.1427+7.9%
GOOGAlphabet Inc.5/96.7931.1+15.1%
MSFTMICROSOFT CORP6/94.4920.7+17.8%

All Services companies →

About EQUIFAX INC

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management. The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.

FAQ

Is EFX financially healthy?

EQUIFAX INC's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.

Does EFX pay a dividend, and is it safe?

Yes. EQUIFAX INC pays a dividend yielding about 1.23% with a 35.3% payout ratio, rated “safe” for safety.

How profitable is EFX?

In FY2025, EQUIFAX INC had a net margin of 10.9% and a return on equity of 14.3%.

Is EFX overvalued or undervalued?

EQUIFAX INC trades at about 33.9× trailing earnings — below its 10-year norm (10-year range 25.9×–56.8×, median 39.8×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for EFX?

The average Wall-Street price target for EQUIFAX INC is $210.52, about 16.7% above the recent price, from 21 analysts (consensus: buy).

Is EFX a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on EQUIFAX INC: a Piotroski F-score of 6/9, an Altman Z″ in the grey zone, a P/E of about 28.6×, a dividend yield of 1.23%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.