Stocktoria

Employers Holdings, Inc. EIG

NYSE · stock · Fire, Marine & Casualty Insurance · website · IPO 2007-01-31

Employers Holdings, Inc. statistics & valuation

Market cap$925.6M
P / E85.7×
P / S1.1×
P / B1.0×
P / FCF20.8×
Dividend yield3.23%
Net margin1.3%
Return on equity1.1%
FCF margin5.2%
Net cash$140.8M
Enterprise value USD$784.8M
Graham number -57.4%$20.50

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($20.50); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
13.70% 12.60% 17.70% 18.80% 16.80% 17.00% 6.80% 13.90% 13.50% 1.30% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
12.70% 10.70% 13.90% 13.50% 9.90% 9.80% 5.10% 11.60% 11.10% 1.10% 2016201720182019202020212022202320242025
Shares outstanding
33.0M 33.1M 33.3M 32.5M 30.2M 28.6M 27.7M 26.5M 25.2M 23.5M 2016201720182019202020212022202320242025
Net debt ($)
-$68.3M -$140.8M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
2.80% 2.60% 3.60% 3.90% 3.10% 3.20% 1.30% 3.30% 3.30% 0.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
15.70% 17.70% 22.50% 14.60% 4.60% 1.50% 14.00% 5.80% 8.70% 5.20% 2016201720182019202020212022202320242025
Debt / equity (×)
0.00× 0.02× 2016201720182019202020212022202320242025
EPS ($)
$3.24 $3.06 $4.24 $4.83 $3.97 $4.17 $1.75 $4.45 $4.71 $0.46 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Employers Holdings, Inc. trades at about 104.6× earnings — above its 10-year norm (10-year range 7.7×–94.8×, median 10.4×).

7.7× 104.6×

Shaded band = 10-year range (7.7×–94.8×); dot = today's 104.6×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin1.3%13.5%13.9%6.8%17.0%16.8%18.8%17.7%12.6%13.7%
FCF margin5.2%8.7%5.8%14.0%1.5%4.6%14.6%22.5%17.7%15.7%
Return on assets0.3%3.3%3.3%1.3%3.2%3.1%3.9%3.6%2.6%2.8%
Return on equity1.1%11.1%11.6%5.1%9.8%9.9%13.5%13.9%10.7%12.7%
Debt / equity0.02×0.00×————————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.