Stocktoria
Embassy Bancorp, Inc. EMYB
OTC · OOTC · stock · State Commercial Banks · website · IPO 2010-06-25
Embassy Bancorp, Inc. statistics & valuation
Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else is from filings.
P / E vs its own history
Embassy Bancorp, Inc. trades at about 12.1× earnings — near its 10-year norm (10-year range 7.7×–17.2×, median 11.2×).
7.7×
17.2×
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on assets | 0.8% | 0.6% | 0.8% | 1.1% | 1.0% | 0.9% | 0.9% | 0.9% | 0.7% | 0.8% |
| Return on equity | 10.7% | 9.8% | 12.0% | 20.1% | 13.7% | 11.4% | 10.9% | 11.6% | 9.2% | 9.8% |
| Debt / equity | — | — | — | — | 0.12× | 0.13× | — | — | 0.00× | 0.00× |
Source: SEC EDGAR filings · CIK 0001449794 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.