Stocktoria
ENB Financial Corp ENBP
ENB Financial Corp (ENBP) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.53% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ENBP | ENB Financial Corp | 4/9 | — | 7.5 | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About ENB Financial Corp
ENB Financial Corp operates as the bank holding company for Ephrata National Bank that provides various financial services to individuals and small-to-medium-sized businesses in the United States. The company offers deposit products comprising non-interest bearing and interest-bearing demand deposits, NOW accounts, money market deposit accounts, savings accounts, and time deposits; and direct deposit and direct payments of funds through electronic funds transfer. Its loan portfolio consists of secured and unsecured commercial, agriculture loans, home equity loans, real estate, and consumer loans. In addition, the company offers ATM, telephone banking, debit and credit card, master card, visa, safe deposit box facilities, bill pay and wire transfer capabilities, remote deposit capture, and trust and investment advisory services. ENB Financial Corp was founded in 1881 and is headquartered in Ephrata, Pennsylvania.
FAQ
Is ENBP financially healthy?
ENB Financial Corp's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does ENBP pay a dividend, and is it safe?
Yes. ENB Financial Corp pays a dividend yielding about 2.53% with a 18.9% payout ratio, rated “safe” for safety.
How profitable is ENBP?
In FY2025, ENB Financial Corp had a return on equity of 13.4%.
Is ENBP overvalued or undervalued?
ENB Financial Corp trades at about 7.6× trailing earnings — above its 10-year norm (10-year range 6.3×–7.0×, median 6.5×). Stocktoria reports the data, not buy/sell advice.
Is ENBP a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ENB Financial Corp: a Piotroski F-score of 4/9, a P/E of about 7.5×, a dividend yield of 2.53%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.