Stocktoria
Enova International, Inc. ENVA
NYSE · XNYS · stock · Personal Credit Institutions · website · IPO 2014-10-30
Enova International, Inc. statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Gross margin | 58.1% | 57.5% | 58.1% | 64.4% | 84.8% |
| Operating margin | 23.5% | 22.0% | 19.9% | 22.1% | 34.2% |
| Net margin | 9.8% | 7.9% | 8.3% | 11.9% | 21.2% |
| FCF margin | — | — | — | — | 36.6% |
| Return on assets | 4.8% | 4.0% | 3.8% | 5.5% | 9.3% |
| Return on equity | 23.1% | 17.5% | 14.1% | 17.5% | 23.4% |
| Debt / equity | 3.37× | 2.98× | 2.37× | 1.90× | 1.27× |
| Revenue growth | 18.6% | 25.5% | 22.0% | 43.7% | 11.5% |
Source: SEC EDGAR filings · CIK 0001529864 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.