Stocktoria
ERIE INDEMNITY CO ERIE
ERIE INDEMNITY CO (ERIE) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 2.29% (safety: moderate). FY2025 revenue was $4.1B at a 13.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.076 |
| Retained earnings / assets | 1.032 |
| EBIT / assets | 0.214 |
| Equity / liabilities | 2.13 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ERIE | ERIE INDEMNITY CO | 3/9 | 7.53 | 19.9 | +7.2% |
| YB | Yuanbao Inc. | 4/9 | — | — | +33.1% |
| RYAN | RYAN SPECIALTY HOLDINGS, INC. | 5/9 | 0.41 | 161.7 | +21.3% |
| CCG | Cheche Group Inc. | 3/9 | -3.5 | — | -13.3% |
| BRO | BROWN & BROWN, INC. | 3/9 | — | 20.7 | +22.8% |
| SLQT | SelectQuote, Inc. | 4/9 | 1.01 | 3.1 | +15.5% |
| BWIN | Baldwin Insurance Group, Inc. | 2/9 | 0.61 | — | +8.3% |
All Finance, Insurance & Real Estate companies →
About ERIE INDEMNITY CO
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services. The company was incorporated in 1925 and is based in Erie, Pennsylvania.
FAQ
Is ERIE financially healthy?
ERIE INDEMNITY CO's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does ERIE pay a dividend, and is it safe?
Yes. ERIE INDEMNITY CO pays a dividend yielding about 2.29% with a 45.5% payout ratio, rated “moderate” for safety.
How profitable is ERIE?
In FY2025, ERIE INDEMNITY CO had a net margin of 13.8% and a return on equity of 24.5%.
What is ERIE's P/E ratio?
ERIE INDEMNITY CO's trailing price-to-earnings (P/E) ratio is about 19.9×, based on its latest annual earnings.
Is ERIE a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ERIE INDEMNITY CO: a Piotroski F-score of 3/9, an Altman Z″ in the safe zone, a P/E of about 19.9×, a dividend yield of 2.29%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.