Essent Group Ltd. ESNT
NYSE · XNYS · stock · Surety Insurance
Chart by TradingView
4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
17.7%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | $1.3B | $690.0M | — | $848.7M | $5.8B |
| 2024 | $1.2B | $729.4M | — | $854.8M | $5.6B |
| 2023 | $1.1B | $696.4M | — | $759.0M | $5.1B |
| 2022 | $1.0B | $831.4M | — | $584.8M | $4.5B |
| 2021 | $1.0B | $681.8M | — | $706.8M | $4.2B |
| 2020 | $955.2M | $413.0M | — | $725.5M | $3.9B |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0001448893 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.