Stocktoria
Essent Group Ltd. ESNT
Essent Group Ltd. financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.3B | $1.2B | $1.1B | $1.0B | $1.0B | $955.2M | $867.6M | $719.4M | $576.5M | $458.3M |
| Interest expense | — | — | $30.1M | $15.6M | $8.3M | $9.1M | $10.2M | $10.2M | $5.2M | $426,000 |
| Income tax | $131.9M | $126.1M | $126.6M | $156.8M | $140.5M | $77.1M | $103.3M | $79.3M | $18.8M | $89.3M |
| Net income | $690.0M | $729.4M | $696.4M | $831.4M | $681.8M | $413.0M | $555.7M | $467.4M | $379.7M | $222.6M |
| EPS (diluted) | $6.90 | $6.85 | $6.50 | $7.72 | $6.11 | $3.88 | $5.66 | $4.77 | $3.99 | $2.41 |
| Operating cash flow | $856.1M | $861.5M | $763.0M | $588.8M | $709.3M | $727.9M | $589.8M | $625.3M | $368.6M | $274.6M |
| Free cash flow | $848.7M | $854.8M | $759.0M | $584.8M | $706.8M | $725.5M | $586.4M | $621.3M | $365.8M | $271.4M |
| Cash & equivalents | — | — | — | — | — | — | — | $64.9M | $43.5M | $27.5M |
| Total assets | $7.4B | $7.1B | $6.4B | $5.7B | $5.7B | $5.2B | $3.9B | $3.1B | $2.7B | $1.9B |
| Total liabilities | $1.7B | $1.5B | $1.3B | $1.3B | $1.5B | $1.3B | $888.6M | $784.3M | $733.9M | $539.2M |
| Shareholders' equity | $5.8B | $5.6B | $5.1B | $4.5B | $4.2B | $3.9B | $3.0B | $2.4B | $1.9B | $1.3B |
Growth · year-over-year · Revenue CAGR 11.9%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +1.5% | +12.0% | +10.9% | -2.7% | +7.7% | +10.1% | +20.6% | +24.8% | +25.8% | +29.7% |
| Net income growth | -5.4% | +4.7% | -16.2% | +21.9% | +65.1% | -25.7% | +18.9% | +23.1% | +70.6% | +41.5% |
| EPS growth | +0.7% | +5.4% | -15.8% | +26.4% | +57.5% | -31.4% | +18.7% | +19.5% | +65.6% | +40.1% |
| Free cash flow growth | -0.7% | +12.6% | +29.8% | -17.3% | -2.6% | +23.7% | -5.6% | +69.8% | +34.8% | +22.5% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.