Stocktoria
Esquire Financial Holdings, Inc. ESQ
Nasdaq · stock · Commercial Banks, NEC · website · IPO 2017-06-27
Esquire Financial Holdings, Inc. financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $8.1M | $1.6M | $828,000 | $1.2M | $2.5M | $1.2M | $538,000 | $511,000 |
| Income tax | $14.8M | $15.6M | $14.9M | $10.3M | $4.8M | $4.5M | $5.0M | $3.2M | $3.4M | $1.8M |
| Net income | $50.8M | $43.7M | $41.0M | $28.5M | $17.9M | $12.6M | $14.1M | $8.7M | $3.6M | $2.8M |
| EPS (diluted) | $5.87 | $5.14 | $4.91 | $3.47 | $2.26 | $1.65 | $1.82 | $1.13 | $0.58 | $0.55 |
| Operating cash flow | $59.8M | $42.2M | $42.4M | $38.8M | $30.1M | $15.6M | $16.3M | $10.1M | $4.0M | $6.3M |
| Free cash flow | $56.7M | $41.5M | $41.8M | $38.7M | $29.1M | $14.8M | $15.7M | $9.5M | $3.8M | $3.7M |
| Cash & equivalents | $235.9M | $126.3M | $165.2M | $164.1M | $149.2M | $65.2M | $61.8M | $30.6M | $43.1M | $43.0M |
| Total assets | $2.4B | $1.9B | $1.6B | $1.4B | $1.2B | $936.7M | $798.0M | $663.9M | $533.6M | $424.8M |
| Total liabilities | $2.1B | $1.7B | $1.4B | $1.2B | $1.0B | $810.6M | $686.9M | $571.1M | $450.2M | $372.6M |
| Shareholders' equity | $289.6M | $237.1M | $198.6M | $157.6M | $143.7M | $126.1M | $111.1M | $92.8M | $83.4M | $52.2M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +16.4% | +6.5% | +43.8% | +59.1% | +42.1% | -10.8% | +61.9% | +139.7% | +29.1% | — |
| EPS growth | +14.2% | +4.7% | +41.5% | +53.5% | +37.0% | -9.3% | +61.1% | +94.8% | +5.5% | — |
| Free cash flow growth | +36.6% | -0.7% | +7.9% | +33.2% | +95.9% | -5.3% | +64.1% | +151.9% | +3.7% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.