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National Bank of Greece S.A. ETE.AT

GR · Athens Stock Exchange · ASEX · stock · Financial Services · website

National Bank of Greece S.A. financials (annual)

Revenue
€2.12B €2.78B €2.88B €2.69B 2022202320242025
Net income
€1.12B €1.11B €1.16B €1.16B 2022202320242025
Free cash flow
€1.72B 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Revenue€2.7B€2.9B€2.8B€2.1B
SG&A expense€306.0M€272.0M€249.0M€191.0M
Interest expense€470.0M€696.0M€522.0M€152.0M
Income tax€385.0M€356.0M€370.0M€263.0M
Net income€1.2B€1.2B€1.1B€1.1B
EPS (diluted)€1.28€1.27€1.21€1.22
Operating cash flow€3.2B-€2.5B-€4.8B€1.9B
Free cash flow€1.7B
Cash & equivalents€7.5B€7.9B€12.0B€17.4B
Total assets€78.9B€75.0B€74.6B€78.1B
Total debt€4.5B€4.3B€3.1B€2.9B
Total liabilities€69.8B€66.5B€66.9B€71.6B
Shareholders' equity€9.1B€8.4B€7.6B€6.5B
Share buybacks€142.0M€37.0M€17.0M€14.0M

Growth · year-over-year · Revenue CAGR 8.3%

MetricFY2025FY2024FY2023FY2022
Revenue growth-6.4%+3.5%+31.1%
Net income growth+0.2%+4.7%-1.2%
EPS growth+0.8%+5.0%-0.8%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · GR · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.