Stocktoria
National Bank of Greece S.A. ETE.AT
National Bank of Greece S.A. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€16.88); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
National Bank of Greece S.A. trades at about 12.9× earnings — above its 10-year norm (10-year range 3.6×–11.7×, median 6.6×).
Shaded band = 10-year range (3.6×–11.7×); dot = today's 12.9×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 43.1% | 40.3% | 39.8% | 52.9% |
| FCF margin | — | — | — | 81.0% |
| Return on assets | 1.5% | 1.5% | 1.5% | 1.4% |
| Return on equity | 12.8% | 13.7% | 14.5% | 17.4% |
Computed from company filings · GR · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.