Stocktoria
EZCORP INC EZPW
EZCORP INC (EZPW) earns a Piotroski F-score of 6/9 (mixed financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend. FY2025 revenue was $1.3B at a 8.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.474 |
| Retained earnings / assets | 0.314 |
| EBIT / assets | 0.076 |
| Equity / liabilities | 1.108 |
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| EZPW | EZCORP INC | 6/9 | 5.81 | 18.3 | +9.7% |
| SPH | SUBURBAN PROPANE PARTNERS LP | 7/9 | — | 10.8 | +7.9% |
| SVV | Savers Value Village, Inc. | 6/9 | 0.11 | 69.1 | +9.2% |
| REAL | TheRealReal, Inc. | 5/9 | -11.84 | — | +15.4% |
| FGPR | FERRELLGAS PARTNERS L P | 3/9 | — | — | +5.5% |
| LIVE | LIVE VENTURES Inc | 6/9 | 1.9 | 1.4 | -5.9% |
| PLBY | Playboy, Inc. | 6/9 | -7.96 | — | +4.1% |
About EZCORP INC
EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas.
FAQ
Is EZPW financially healthy?
EZCORP INC's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does EZPW pay a dividend?
No, EZCORP INC does not currently pay a dividend.
How profitable is EZPW?
In FY2025, EZCORP INC had a net margin of 8.6% and a return on equity of 10.7%.
Is EZPW overvalued or undervalued?
EZCORP INC trades at about 20.4× trailing earnings — above its 10-year norm (10-year range 7.0×–105.2×, median 15.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for EZPW?
The average Wall-Street price target for EZCORP INC is $39.60, about 37.0% above the recent price, from 5 analysts.
Is EZPW a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on EZCORP INC: a Piotroski F-score of 6/9, an Altman Z″ in the safe zone, a P/E of about 18.3×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-09-30. Facts plus Stocktoria's own computed scores — not investment advice.