Stocktoria
First American Financial Corp FAF
First American Financial Corp (FAF) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 3.26% (safety: safe). FY2025 revenue was $7.5B at a 8.3% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-25 | Keefe, Bruyette & Woods | Outperform (main) |
| 2026-06-12 | Stephens & Co. | Overweight (reit) |
| 2026-04-27 | Stephens & Co. | Overweight (main) |
| 2026-04-24 | Barclays | Overweight (main) |
| 2026-04-24 | Truist Securities | Buy (main) |
| 2026-04-06 | Barclays | Overweight (up) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| FAF | First American Financial Corp | 6/9 | — | 11 | +21.6% |
| STC | STEWART INFORMATION SERVICES CORP | 4/9 | — | 18.1 | +17.3% |
| FNF | Fidelity National Financial, Inc. | 5/9 | — | 20.9 | +5.6% |
| ITIC | INVESTORS TITLE CO | 3/9 | — | 14.7 | +5.6% |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| NMR | NOMURA HOLDINGS INC | 2/9 | — | — | +0.5% |
All Finance, Insurance & Real Estate companies →
About First American Financial Corp
First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Home Warranty segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services internationally. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; appraisals and other valuation-related products and services; lien release, document custodial, and default-related products and services; document generation services; warehouse lending services; and subservices mortgage loans; as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in various states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, New Zealand, South Korea, and internationally. The Home Warranty segment provides home warranty products, including residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures that occur as the result of normal usage during the coverage period. This segment operates in various states and the District of Columbia. First American Financial Corporation was founded in 1889 and is based in Santa Ana, California.
FAQ
Is FAF financially healthy?
First American Financial Corp's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does FAF pay a dividend, and is it safe?
Yes. First American Financial Corp pays a dividend yielding about 3.26% with a 35.9% payout ratio, rated “safe” for safety.
How profitable is FAF?
In FY2025, First American Financial Corp had a net margin of 8.3% and a return on equity of 11.3%.
Is FAF overvalued or undervalued?
First American Financial Corp trades at about 12.1× trailing earnings — near its 10-year norm (10-year range 6.7×–50.2×, median 12.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for FAF?
The average Wall-Street price target for First American Financial Corp is $85.60, about 18.4% above the recent price, from 5 analysts (consensus: strong buy).
Is FAF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on First American Financial Corp: a Piotroski F-score of 6/9, a P/E of about 11.0×, a dividend yield of 3.26%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.